Private care: home care agencies vs. independent caregivers

Private care means the family pays directly for in-home help — either through a licensed home care agency or by hiring an independent caregiver. Hailo supports both paths and matches you to the one that fits.

Hiring through a licensed agency

The agency employs, screens, trains, schedules, insures, and supervises its caregivers — and sends backup coverage when someone is sick. You pay a higher hourly rate for far less responsibility: no payroll, no employer taxes, no scrambling when a shift falls through. For most families managing care for the first time, this is the simpler path.

Hiring an independent caregiver

Working directly with an independent caregiver can cost less per hour and build a very personal relationship. In exchange, the family typically takes on employer responsibilities — payroll and taxes, workers' compensation and insurance questions, scheduling, and finding backup coverage themselves. It fits families who want maximum control and are comfortable with the administration.

Frequently asked questions

Should I hire a home care agency or an independent caregiver?

A licensed agency employs, supervises, insures, and backfills its caregivers — you pay more per hour for less responsibility. Hiring an independent caregiver can cost less, but the family typically takes on employer duties like payroll taxes, insurance, and backup coverage. Hailo can match you either way.

What does private-pay home care cost?

Hourly rates vary by region and level of care. The agency serving your area quotes exact pricing in a free consultation — request care at hailocare.com or call (213) 451-6802.

Other ways to pay: long-term care insurance · California IHSS. Ready when you are: request care.