What home care costs.
Every family’s cost is different. Here is how pricing works, what moves the price, and how families pay.
Private pay
Most families pay the provider directly. You agree on hours and rates before care starts.
Long term care insurance
Many policies cover in home care or assisted living after a waiting period.
VA benefits
Veterans and surviving spouses may qualify for Aid and Attendance or VA home care programs.
Medicaid
Your state’s Medicaid program may pay for some care at home for people who qualify.
How pricing works by type of care.
| Type of care | What you’re paying for | How it’s usually priced |
|---|---|---|
| Companion care | Company, meals and help around the house | Billed by the hour |
| Personal care | Hands on help with bathing and dressing | Billed by the hour |
| Respite care | Short term care at the agency’s usual rate | Hourly, by the visit |
| Dementia care | More supervision and specialized experience | Hourly, sometimes higher |
| Overnight care | Awake shifts cost more than sleeping shifts | By the hour or by the shift |
| 24 hour and live in care | Round the clock care from one or more caregivers | Daily rate or shifts |
Agencies set their own rates. Ask for the hourly rate, any minimum hours, and rates for nights, weekends and holidays before care starts.
What changes the price.
The rate you pay depends on more than the type of care.
Where you live
Care usually costs more in big cities and high cost areas than in smaller towns.
Hours and schedule
Short visits can cost more per hour. Many agencies set a minimum visit length.
Level of help
How much hands on help and supervision your loved one needs.
Nights, weekends and holidays
These shifts are often billed at a higher rate.
Ways to pay for home care.
Private pay
Most families pay the provider directly. You agree on hours and rates before care starts.
Long term care insurance
Many policies cover in home care or assisted living after a waiting period.
VA benefits
Veterans and surviving spouses may qualify for Aid and Attendance or VA home care programs.
Medicaid
Your state’s Medicaid program may pay for some care at home for people who qualify.
Why do rates vary so much?
Agencies set their own rates based on local wages, hours and the level of care. That’s why we ask about your needs before connecting you with an agency.
Is there a minimum number of hours?
Many agencies have a minimum visit length, often a few hours. The agency will tell you before care starts.
Does Hailo Care charge families anything?
No. Hailo Care is free for families. You only pay the agency for care.
Let’s find care that feels like home.
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- Free for families
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- No obligation